1. 3 Ways to Get Better Interest Rates by Boosting Your Credit Score

    On an average given day, you probably don’t think about your credit score; however, when the need to borrow money arises, this three digit number suddenly becomes very important. Your credit score determines how high your interest rates will be, and ultimately, how much money a loan is going to co…Read More

  2. How Much Does Your Credit Score Affect Your Interest Rate?

    From television commercials to Internet ads, it seems as though interest rates are advertised everywhere. It also seems as though these attractive interest rates are designated only for those with high credit ratings. A lender will almost never advertise their riskier borrower or average interest ra…Read More

  3. 5 Methods of Revitalizing Your Credit Score in 2017

    If you want to significantly improve your credit score, be prepared to be in it for the long haul. There are a number of factors that contribute to the health of your credit score, like the age of your accounts and your payment history, which require time to become established. If you have a subprim…Read More

  4. Here’s How Your Credit Limit is Affected by Your Credit Score

    Although most American adults don’t give it a second thought, but your individual credit influences a number of factors that affect your day to day life. A credit score, which is commonly referred to as a FICO score, is traditionally associated with one’s ability to secure a new car loan or a mo…Read More

  5. Improving Your Credit Report

    You might have come across different adverts claiming to improve your credit score for a fee of course! While their claims might be considered bogus, you can redeem your credit report, but it doesn’t come easy. In this article, we will take a detailed look at ways you can salvage your credit score…Read More

  6. Obtaining Personal Loans, The Panacea for a Bad Credit Score

    Having a bad credit score can be a lot messy. The pressure of the debt you may have fallen into can rob you of a good night’s sleep and daytime peace. Having a bad credit score can mean a higher interest rate on your credit cards and loans. Also, with a bad credit score, creditors or lenders may s…Read More

  7. 7 Common Credit Repair Mistakes

    Despite the noticeable improvement in the economy and the continuous decrease in the unemployment rate in the U.S., many individuals still face economic and financial challenges. According to some reports that emanated from the U.S. courts in 2016, there were over a million cases of chapter 7 and ch…Read More

  8. Sustaining That Impressive Credit Score

    The benefits of having an impressive credit score are numerous. It eases a lot of financial pressure and ensures a happier life and easier access to financial aids. Individuals with good credit scores enjoy low interest rates on obtained loans and credit cards as well as save funds on insurance and …Read More

  9. A Beginner’s Guide to Credit Repair

    Bad credit scores are just what it sounds like; bad! It is not a desirable thing to have your unpaid bills pile up as it will subsequently take its toll on your happiness and hence the quality of your life. Your FICO score or credit score follows you like a shadow throughout your life. Whatever you …Read More

  10. A Do-It-Yourself Approach to Credit Repair

    Like so many things in life, credit repairs can’t be fixed easily. A lot of people have fallen for scams in their search for a fast resolution of their poor credit scores. Regardless of how bad your credit score might be, it can be fixed. The catch is it requires conscientious effort and time. Aft…Read More