Data is protected by those tiny new chips attached to credit cards making it difficult for thieves to steal it. Credit card fraud is still on the rise and will probably change after the adoption of the new technology, known as EMV. A new change in the responsibility for who…

Americans, we are generally a hardworking lot. We have spent the last few years trying to heal and emerge out of the challenges that came with the devastating Great Recession. A period of damning economic challenges, the Great Recession had us think on how best we could plan our financial…

College students all over the country joining campus for the first time and with the high priced tuition, funds are in short supply. Even after getting great deals for their stationeries and school supplies, the main question is if they are prepared to be their own financial decision makers. According…

You may be trying to establish or re-establish your credit history. A secured credit card can prove to be really important in doing this. These cards can often pave the way to traditional credit cards which typically offer better rewards and lower interest rates. How do they work? To qualify…

The transfer and sale of mortgages between financial institutions does not affect the borrower’s credit score. Question: I have had my mortgage for ten years but it was sold to another lender four months ago. We are planning to purchase a new home next month and will be applying for…

It is now common knowledge that if a thief steals your credit card and goes shopping, you won’t be held responsible. There’s more protection that your credit card offers you which can be especially helpful in this holiday season. Price matching and extended warranties are a few examples of benefits…

Good credit plays an important role in huge financial decisions such as purchasing a house or car. Since these huge financial decisions are not made everyday, building good credit does not always seem too important. Here are some ways to ensure good credit: Do not apply for multiple credit cards…

You’ve worked so hard and have finally paid it all off. It’s time to celebrate!! But before you get too carried away, remember that more work can be done to ensure lasting financial freedom. What have you learned? Although financial freedom is a huge accomplishment, what mistakes have you made…

Square, a mobile payments company, recently announced that it is launching a card reader which will accept payments from chip cards. The US credit cards are mostly swipe and sign, which entails use of the magnetic swipe. However, this system is loaded with multiple instances of fraud and a chip…

Everyone who braved the long lines on Black Friday, the busiest shopping day of the year, probably did so with the help of a smartphone and key apps to help the journey. Technology has definitely influenced the way e shop, and it’s important to consider the future of shopping in…