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Small Banks Fight Back Over Data Breach Losses

Small banks and credit unions are fighting back after major data breaches involving Target and Home Depot. These breaches caused them to incur huge financial losses, the majority of which have not been reimbursed by the retailers. As reported recently by The New York Times, these smaller financial institutions have…

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16 Easy Ways Baby Boomers Can Build Their Credit

We give Baby Boomers a lot of credit when it comes to finances. Their generation learned to save up if they wanted something, and many older parents this age have stepped in to support their grown children when they fall on financial hard times. Even so, Baby Boomers have the…

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The Top 10 Buyers’ Market in the US

As the real estate market bounces back in many parts of the country, sellers have the upper hand. However, according to a recent report from online real estate portal Zillow, there are some markets where buyers still have a clear advantage. Philadelphia, Chicago and Cleveland take the top three spots…

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Growth of Home Prices Slows in February

Sales prices for single-family homes grew more slowly in February, according to S&P/Case-Shiller’s National Home Price Index. In January, prices grew 4.4% year over year, while the same figure for February came in slightly lower at 4.2%. America’s largest cities, however, bucked the trend, as prices accelerated faster year over…

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Does Do It Yourself Credit Repair Actually Work?

If you’re in debt or have poor credit, it can be pretty tempting to try to repair your credit on your own. But should you really try to do it yourself, or should you work with a trusted credit repair company? It all depends on your level of self-control and…

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5 Things You Must Consider Before Borrowing Money

The trend of people rushing to credit facilities and other financial institutions is seemingly growing with every new day. People are continuously borrowing and it seems it will not stop anytime soon. From car loans, student loans, home loans and renovation loans to every other type of loan; all indications…

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7 Tips to Improve Your Personal Credit Score for Business Owners

Just as individuals have personal credit scores, businesses have corporate credit scores they use to obtain loans and make purchases. The benefit of corporate credit is that the company owner isn’t personally liable for the debt. Their personal credit score doesn’t play a role in the company’s ability to obtain…

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Why a Long Term Car Loan is Bad Financial Debt

Buying a car is, by nature, a bad investment. As soon as you drive it off the lot it begins to depreciate, and you’ll never be able to sell it for more than you paid for it. The sad truth is, though, that buying a care is a part of…

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Financial Steps to Take as You Prepare for Retirement

The clock is ticking down to your last few weeks on the job. Congratulations! You’ve reached the end of a long career. So how can you make sure your retirement plans and financial future are intact? By taking some time to make a few preparations before clocking out for the…

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Student Loans Don’t Necessarily Lead to A Degree

When most people decide to take out a student loan, they probably anticipate that a degree and a well-paying job will inevitably follow. But a new report from the Federal Reserve shows otherwise. Not only do student loans not necessarily correlate with earning your diploma, but not graduating correlates with…

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