You likely already know that credit is important. You may also know that credit plays a significant role in getting approved for loans and ultimately determines the interest rate you receive. This especially true when buying a new car, as most people receive financing through a lender in the form of…Read More
A credit score doesn’t really come until to play — until the time comes where you need to buy a house or a car. It is no secret that having a low credit score significantly reduces your chances of getting a loan from a bank, credit union, or other financial institution. When it comes to purchasi…Read More
Improving your credit score significantly usually takes some time, but it is possible to do. Scoring systems vary by model, industry and the companies using them, but there are some basic recommendations you can follow to improve your score. This article discusses some of these basic recommendations…Read More
For a long time, credit scores were used mostly by companies offering loans or credit cards to determine how much credit they give consumers and how much to charge for it (interest rates). Now days, many companies other than banks are using credit scores meaning your credit score impacts a lot more …Read More
Peoples Home Equity highlights facts from Corelogic’s recent “Equity Report” and offers an opinion going forward into 2014. Share on TwitterShare on FacebookShare on Google+Share on LinkedInEmail a friend Peoples Home Equity thinks the market will continue to improve relating to negative equit…Read More
The Federal Savings Bank comments and informs readers about housing affordability and what they can do to purchase a property. Chicago, IL (PRWEB) April 04, 2014 The Federal Savings Bank notes that first-time home buyers can look forward to favorable home prices this spring, as affordability is impr…Read More
If you have credit problems, or no credit, it can create a world of financial problems and take years to clear up. The best way to clear up bad credit, of course, is to get credit and keep it in good shape, but the Catch-22 is that it’s very hard to get credit if you have bad or no credit. For man…Read More
Most people know it is important to check their credit report before making a big purchase like a home or perhaps a vehicle. Unless they are denied a credit card or personal loan, they never bother to find out what their report has to say about them. To make sure that your credit report gives an acc…Read More
Trying to stay ahead of your bills and keep your family with the basic needs is not always easy to do. Trying to build a nest egg for your retirement, on top of the regular expenses, may seem impossible. However, if you get serious about it, make a few changes in your spending habits, and be diligen…Read More
Chances are you have heard about a credit score, but what exactly is a FICO score? FICO stands for “Fair Isaac and Co.”, which was a company back in the 80’s that assisted other companies to determine if a customer’s credit was risky or in good standing based upon their credit history. A num…Read More