1. What Is Credit Counseling?

    When you hear the word counseling, you may think about the type of counseling people seek out for help with relationships and other issues. Credit counseling, however, is entirely different. It is a common process that is used to help people who are struggling with debt and need to learn how to use …Read More

  2. 3 More Mistakes to Avoid When Paying Down Debt

    Paying down debt can be very challenging, which is why you need to be focused on your financial goal and fully committed to achieving it. In a previous post, we looked at some of the most common mistakes that people can make when dealing with the burden of debt. Today, we will look at a few more mis…Read More

  3. Avoid These 3 Mistakes When Paying Off Debt

    When you find yourself in debt, it can be tempting to take advantage of offers and services that seem like the answer to all of your problems. It can also be tempting to simply avoid dealing with anything because you are feeling overwhelmed. Neither of these approaches are beneficial for you in the …Read More

  4. 5 Tips for Building Personal Savings

    We all know that we should have a savings account, and maybe you have even tried to create one, but didn’t have great success. At 360 Credit Consulting, we know just how valuable a solid savings account can be, and in this post, we are going to look at five tips that can help you build a savings a…Read More

  5. How Credit Consulting Can Help You

    Whether you are struggling to pay off debt, need help understanding how to create a personal budget, or are trying to build credit, you can benefit from credit consulting. At 360 Credit Consulting, we understand that managing finances is not something that comes naturally for everyone, and we are ha…Read More

  6. How To Pay Off Debt When You’re Already Drowning

    Getting in debt is easy, but getting out of debt is a different story. When you are already in a deep hole of debt, you just want to know how to get out of it as fast as possible. 360 Credit Consulting knows just how important it is for your credit score to have a zero debt balance. Today, we will d…Read More

  7. Three Tips For Picking A Credit Counselor

    When you decide that you are ready to hire a credit counselor and improve your credit score, you might find yourself feeling overwhelmed by the number of companies from which to choose. To make matters more complicated, you might not know exactly what to look for, and what to avoid. 360 Credit Consu…Read More

  8. How to Get In Debt – Learn the Mistakes That Cause Financial Ruin

    Debt is not something that people aim to get into, nor is it something that people look forward to having. In fact, people who are in debt often find themselves wondering how they got there in the first place. Like gaining unwanted weight, financial debt does not happen overnight. 360 Credit Consult…Read More

  9. Five Tips To Pay Off Debt

    Let’s briefly describe what debt is before we dive into our tips on how to pay it off. Essentially, debt is money that you owe to someone else. Debt does not include the items that are simply your variable monthly expenses, like groceries and utilities. Some items that might fall into the category…Read More

  10. What To Do To Avoid Debt

    Debt can destroy lives and damage credit scores. 360 Credit Consulting in Austin knows just how important it is for everyone to be aware of what goes into their credit score, and how to keep their score healthy. Debt is a big factor which negatively impacts your credit score. Continue reading to lea…Read More