1. Three Credit Mistakes to Avoid

    When dealing with an unfamiliar situation, it’s easy for us to quickly make assumptions despite not having all the facts. But this is a particularly dangerous mistake to make when dealing with your credit. Your credit affects everything in your life, from your car insurance premium to the interest…Read More

  2. 5 Credit Tips Follow When Going Through A Divorce

    When going through a divorce, things can get messy when it comes to splitting up debt, credit and financial obligations. Even if a judge has assigned each person specific responsibilities, it’s possible one person will not uphold his or her end of the deal. The cold hard truth is that creditors do…Read More

  3. The Benefits of Credit Monitoring

    Traditionally, people think of credit monitoring as something you use when you need to repair your credit. That’s not necessarily the case. If you’re looking to maintain your great credit score, a credit monitoring service can be equally beneficial to you. Image showing ScoreA credit monitoring …Read More

  4. How to Make a Deal with Your Creditor

    If you find that you’re constantly behind on your credit card or loan payments even though you’re doing everything in your power to pay them, it may be a good idea to negotiate with one or more of your creditors. It’s not an easy task, and can be daunting, but these tips will increase your cha…Read More

  5. Do You Know What Your Business Is?

    MOST PEOPLE ARE FAMILIAR WITH PERSONAL CREDIT SCORES, WHICH RANGE FROM 300 TO 850 WITH A HIGHER SCORE INDICATING A STRONGER BORROWER. BUSINESS CREDIT, ON THE OTHER HAND, IS A SIMILAR BUT SEPARATE SYSTEM DESIGNED SPECIFICALLY FOR BUSINESS BORROWERS. BUSINESS CREDIT SCORES RANGE FROM 1 TO 100, AND MAJ…Read More

  6. How to Manage Your Debt to Credit Ratio

    Your debt-to-credit ratio is the amount of debt you have incurred versus the credit limit the credit card company has given you. For example, if you have a credit limit of $2,000 and you have a balance of $500, your debt-to-credit ratio is 25%. Your debt ratio makes up about a third of your FICO cre…Read More

  7. Student Loan Debt: An Alternate Perspective

    For the past few years, financial experts far and wide have been warning that student loans will bring about the next financial crisis. With high balances and high default rates, it’s a widely held perception that America’s ballooning student loan debt will soon lead to a real-estate-bubble-esqu…Read More

  8. Sitting: Our Generation’s Epidemic

    Today’s men and women spend more time sitting down than any generation before. Think about it: whether at work, in a meeting, getting together with friends or relaxing after work, the vast majority of the day for the average American is spent, well, on our butts. The average American now sits for …Read More

  9. 3 Steps to Raise your Credit Score Before Getting a Mortgage

    The biggest and most important loan most of us will ever apply for is a mortgage, or home loan. It’s the toughest to get approved for, and the interest rate you qualify for can literally make a difference of thousands of dollars per year in payments. If you’re thinking of applying for a mortgage…Read More

  10. Repair Bad Credit With a Secure Credit Card

    If you have bad credit, repairing it can feel like a catch-22. You have a hard time obtaining credit because your credit score is poor. But to improve your score, you need to obtain credit. How do you break the cycle? If you’ve tried everything to obtain a low-limit card but are still getting decl…Read More