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The clock is ticking down to your last few weeks on the job. Congratulations! You’ve reached the end of a long career. So how can you make sure your retirement plans and financial future are intact? By taking some time to make a few preparations before clocking out for the…
Read MoreWhen most people decide to take out a student loan, they probably anticipate that a degree and a well-paying job will inevitably follow. But a new report from the Federal Reserve shows otherwise. Not only do student loans not necessarily correlate with earning your diploma, but not graduating correlates with…
Read MoreThe people of the United States carry a whopping $1.2 trillion in college loan debt, and 17% of those debtors are behind on their payments or in default. Despite what you might expect, though, the majority of this financial burden doesn’t fall on your average undergrad. A recent study from…
Read MoreOnce the honeymoon phase is over, serious topics, like money, can begin to take their toll on a couple’s relationship. If you’re about to tie the knot, here are three smart money moves to make to ensure the two of you–and your finances–live happily ever after. Be up front about…
Read MoreIt’s been nearly a decade since the beginning of the American foreclosure crisis, and a new study from the National Association of Realtors shows many previously distressed homeowners are returning to the market to buy once again. The study examined more than 9 million homeowners that experienced a foreclosure, short…
Read MoreOne of the most intelligent ways to access credit and benefit from it is by turning to the responsible use of credit cards. However, the unconventional and unplanned use of credit cards can lead to a wasteful lifestyle which can mess up one’s credit rating score. An unarguable fact is…
Read MoreAccording to a study by the American Bankers Association, Rewards credit cards are fast becoming very popular with a share of 80 percent of all new cards accounts in the first quarter of 2014. The issue however is that the card you consider your favorite may be costing you more…
Read MoreThe trend of people rushing to credit facilities and other financial institutions is seemingly growing with every new day. People are continuously borrowing and it seems it will not stop anytime soon. From car loans, student loans, home loans and renovation loans to every other type of loan; all indications…
Read MoreMajority of students attending colleges are not satisfied with the credit services that are available in the market nowadays. Companies that issue credit cards to students are trying to come up with a better strategy that can suite both the students and the company in this industry of plastic money.…
Read MoreThe typical household owes a lot more on the credit cards than they admit. This is according to a recent research from the Federal Reserve Bank in New York. After every three years the Federal Reserves Survey of consumer budget explores data about the household debt in the USA. During…
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