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Credit Education
Assessing Your Creditworthiness: How A Free Credit Analysis Can Help
Is your credit history holding you back from achieving your financial goals? Don’t worry — at 360 Credit Consulting, we understand the importance of evaluating your creditworthiness and making necessary adjustments. Below, we will explain how a free credit analysis can provide valuable insights and guidance to improve your credit score and take control of…
Four Things You Didn’t Know Could Hurt Your Credit Score
Your credit score is an essential aspect of your financial health. It can determine the interest rate you pay on loans, your ability to obtain credit, and even affect your employment prospects. Most people are aware of the common factors that affect credit scores, such as payment history, credit utilization, and length of credit history….
What’s the Difference Between a Credit Counselor and a Debt Relief Company?
It’s no secret that managing your finances can be overwhelming and stressful. With so many different financial products available and various ways to manage your money, it’s understandable why people can feel lost and unsure of what to do. Credit counseling companies, like 360 Credit Consulting, and debt relief companies are two services that can…
How Analysts Evaluate Your Credit
It is essential to maintain a good credit score. A high credit score will not only make it easier for you to get approved for loans and lines of credit, but you will also likely qualify for better terms and interest rates. Conversely, a low credit score can make it difficult to obtain financing and…
How To Choose A Qualified Credit Consulting Business
Choosing credit consulting services can be a difficult and confusing process. There are so many options to choose from, and the information is often biased or misleading. Therefore, it’s important that you do your research before making a decision about which credit consultant business to work with. In this blog post, we will discuss how…
What Does Marriage Mean for Your Credit?
Marriage means a lot of things: love, happiness… and a merging of finances. If you’re a newlywed or about to tie the knot, you may have questions regarding your credit and new financial situation. Here are answers to a few of the most common questions for new spouses. When I get married, will my spouse…
Financial Steps to Take as You Prepare for Retirement
The clock is ticking down to your last few weeks on the job. Congratulations! You’ve reached the end of a long career. So how can you make sure your retirement plans and financial future are intact? By taking some time to make a few preparations before clocking out for the last time. Review Your Anticipated…
Student Loans Don’t Necessarily Lead to A Degree
When most people decide to take out a student loan, they probably anticipate that a degree and a well-paying job will inevitably follow. But a new report from the Federal Reserve shows otherwise. Not only do student loans not necessarily correlate with earning your diploma, but not graduating correlates with a higher incidence of default…
Ways to Build Credit Without Credit Cards
One of the most intelligent ways to access credit and benefit from it is by turning to the responsible use of credit cards. However, the unconventional and unplanned use of credit cards can lead to a wasteful lifestyle which can mess up one’s credit rating score. An unarguable fact is that credit cards offer one…
Stop Believing These Emergency Fund Myths
-You’re never too old: you can always get start building an emergency fund regardless of your age. The purpose is to make sure you have backup money in case something bad or unexpected happens. This can happen at anytime regardless of age. -You’re not too young: Bad things also happen to young people. You can…