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Education
These 3 Types of Students Carry the Most Debt
The people of the United States carry a whopping $1.2 trillion in college loan debt, and 17% of those debtors are behind on their payments or in default. Despite what you might expect, though, the majority of this financial burden doesn’t fall on your average undergrad. A recent study from the Urban Institute points out…
Getting Married? Follow These 3 Money Rules
Once the honeymoon phase is over, serious topics, like money, can begin to take their toll on a couple’s relationship. If you’re about to tie the knot, here are three smart money moves to make to ensure the two of you–and your finances–live happily ever after. Be up front about your financial situation Keep an…
Distressed Homebuyers Return to US Market
It’s been nearly a decade since the beginning of the American foreclosure crisis, and a new study from the National Association of Realtors shows many previously distressed homeowners are returning to the market to buy once again. The study examined more than 9 million homeowners that experienced a foreclosure, short sale or deed-in-lieu of foreclosure…
3 Signs Your Rewards Credit Card is a Waste of Money
According to a study by the American Bankers Association, Rewards credit cards are fast becoming very popular with a share of 80 percent of all new cards accounts in the first quarter of 2014. The issue however is that the card you consider your favorite may be costing you more that you should get from…
5 Things You Must Consider Before Borrowing Money
The trend of people rushing to credit facilities and other financial institutions is seemingly growing with every new day. People are continuously borrowing and it seems it will not stop anytime soon. From car loans, student loans, home loans and renovation loans to every other type of loan; all indications point out that the trend…
Why Students Should Be Very Cautious With Credit Card Signing Bonus
Majority of students attending colleges are not satisfied with the credit services that are available in the market nowadays. Companies that issue credit cards to students are trying to come up with a better strategy that can suite both the students and the company in this industry of plastic money. Therefore majority of students always…
What We Don’t Get With Our Credit Card Debt
The typical household owes a lot more on the credit cards than they admit. This is according to a recent research from the Federal Reserve Bank in New York. After every three years the Federal Reserves Survey of consumer budget explores data about the household debt in the USA. During the survey, households are asked…
Credit Card Chips and How They Increase Fraud
Data is protected by those tiny new chips attached to credit cards making it difficult for thieves to steal it. Credit card fraud is still on the rise and will probably change after the adoption of the new technology, known as EMV. A new change in the responsibility for who is to pay for credit…
All That Defines Credit Unions And Why You Should Be A Member
Americans, we are generally a hardworking lot. We have spent the last few years trying to heal and emerge out of the challenges that came with the devastating Great Recession. A period of damning economic challenges, the Great Recession had us think on how best we could plan our financial and economic lifestyles. As a…
Six Money Mistakes New College Students Make
College students all over the country joining campus for the first time and with the high priced tuition, funds are in short supply. Even after getting great deals for their stationeries and school supplies, the main question is if they are prepared to be their own financial decision makers. According to a 2013 study carried…