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The Top 10 Buyers’ Market in the US
As the real estate market bounces back in many parts of the country, sellers have the upper hand. However, according to a recent report from online real estate portal Zillow, there are some markets where buyers still have a clear advantage. Philadelphia, Chicago and Cleveland take the top three spots for strong buyers’ markets in…
Growth of Home Prices Slows in February
Sales prices for single-family homes grew more slowly in February, according to S&P/Case-Shiller’s National Home Price Index. In January, prices grew 4.4% year over year, while the same figure for February came in slightly lower at 4.2%. America’s largest cities, however, bucked the trend, as prices accelerated faster year over year in 20 major metro…
Does Do It Yourself Credit Repair Actually Work?
If you’re in debt or have poor credit, it can be pretty tempting to try to repair your credit on your own. But should you really try to do it yourself, or should you work with a trusted credit repair company? It all depends on your level of self-control and commitment to getting your credit…
5 Things You Must Consider Before Borrowing Money
The trend of people rushing to credit facilities and other financial institutions is seemingly growing with every new day. People are continuously borrowing and it seems it will not stop anytime soon. From car loans, student loans, home loans and renovation loans to every other type of loan; all indications point out that the trend…
7 Tips to Improve Your Personal Credit Score for Business Owners
Just as individuals have personal credit scores, businesses have corporate credit scores they use to obtain loans and make purchases. The benefit of corporate credit is that the company owner isn’t personally liable for the debt. Their personal credit score doesn’t play a role in the company’s ability to obtain new loans or take on…
Why a Long Term Car Loan is Bad Financial Debt
Buying a car is, by nature, a bad investment. As soon as you drive it off the lot it begins to depreciate, and you’ll never be able to sell it for more than you paid for it. The sad truth is, though, that buying a care is a part of life. The only thing you…
These 3 Types of Students Carry the Most Debt
The people of the United States carry a whopping $1.2 trillion in college loan debt, and 17% of those debtors are behind on their payments or in default. Despite what you might expect, though, the majority of this financial burden doesn’t fall on your average undergrad. A recent study from the Urban Institute points out…
Getting Married? Follow These 3 Money Rules
Once the honeymoon phase is over, serious topics, like money, can begin to take their toll on a couple’s relationship. If you’re about to tie the knot, here are three smart money moves to make to ensure the two of you–and your finances–live happily ever after. Be up front about your financial situation Keep an…
Distressed Homebuyers Return to US Market
It’s been nearly a decade since the beginning of the American foreclosure crisis, and a new study from the National Association of Realtors shows many previously distressed homeowners are returning to the market to buy once again. The study examined more than 9 million homeowners that experienced a foreclosure, short sale or deed-in-lieu of foreclosure…
3 Signs Your Rewards Credit Card is a Waste of Money
According to a study by the American Bankers Association, Rewards credit cards are fast becoming very popular with a share of 80 percent of all new cards accounts in the first quarter of 2014. The issue however is that the card you consider your favorite may be costing you more that you should get from…