TOP RATED LOCAL® CREDIT CONSULTING
Repair Your Credit With These Seven Steps
Financial problems are something most people go through, and that can affect your credit score. Sometimes it’s hard to repair your credit after filing bankruptcy or even just getting behind on some bills. Here are seven steps to help you repair your credit.
Check your credit report by getting a copy, and see if there are any mistakes or errors and the correct those mistakes. Go to annualcreditreport.com for a free copy of your report.
Put positive data into your credit file from smaller entities and ask for them to report it to a credit agency.
Clear your credit quickly by going directly to the creditor.
If you’re in a bad financial situation, you’ve probably experienced some misfortune and adversity. Explain what you’ve gone through and emphasize to the creditor that your account is current.
Look into negotiating your credit if you have bad debts.
You can actually add a personal statement to your credit report. Use this opportunity to tell your story.
And, last, but not least, reach out to the Consumer Financial Protection Bureau. For more information on the CFPB, go to their website at consumerfinance.gov.
NEWSLETTER SIGNUP
We Specialize in All Your Credit Needs
What is 360 Credit?
360 Credit Consulting can help you save! Are you trying to get credit approval? Improving your credit will save you thousands of dollars each year with better interest rates.
Do you know what’s reporting on your credit report? Do you know what can make it better or worse? Do you know how to maintain a good credit score? Take advantage of our free educational resources and start saving money today.
Don't let a few bumps in the road hurt your financial future. Errors and inaccuracies on your credit are costly, and you might not even be aware of them. We find them and help you remove them.
We can help calculate a realistic time frame for you to achieve the results you want. 360 Credit Consulting analyzes your credit and guides you through the process.