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A credit score doesn’t really come until to play — until the time comes where you need to buy a house or a car. It is no secret that having a low credit score significantly reduces your chances of getting a loan from a bank, credit union, or other financial institution.

When it comes to purchasing a home specifically, if you have a negative credit report, you might have to come up with some other options to ensure that you have enough to make the purchase, like a significant down payment. At 360 Credit Counseling, we can help you improve your credit score so that you can feel comfortable taking on life’s biggest moments and milestones. In this blog, we share how a credit score can affect your chances of getting a mortgage loan.