I just got finished going through a tough divorce. Obviously my credit was a wreck. I was talking to a friend of mine who happened to be a Realtor and she had mentioned 360 Credit Consulting. I called them the next day and they were very helpful. Their credit team gave me a free consultation and pointed me in the right direction. I have been in the program now for 2 months and they have increased my credit score by 38 points! I would highly recommend 360 Credit Consulting to anyone who needs some guidance.