27 January 2017
Comments: Comments Off on Here’s How Your Credit Limit Is Affected by Your Credit Score

Here’s How Your Credit Limit Is Affected by Your Credit Score

Although most American adults don’t give it a second thought, but your individual credit influences a number of factors that affect your day to day life. A credit score, which is commonly referred to as a FICO score, is traditionally associated with one’s ability to secure a new car loan or a mortgage. However, did […]


22 January 2017
Category:
Credit Education
Comments: Comments Off on 5 Methods of Revitalizing Your Credit Score In 2017

5 Methods of Revitalizing Your Credit Score In 2017

If you want to significantly improve your credit score, be prepared to be in it for the long haul. There are a number of factors that contribute to the health of your credit score, like the age of your accounts and your payment history, which require time to become established. If you have a subprime […]


19 January 2017
Category:
Uncategorized
Comments: Comments Off on How Much Does Your Credit Score Affect Your Interest Rate?

How Much Does Your Credit Score Affect Your Interest Rate?

  From television commercials to Internet ads, it seems as though interest rates are advertised everywhere. It also seems as though these attractive interest rates are designated only for those with high credit ratings. A lender will almost never advertise their riskier borrower or average interest rate. No, the best rates are always reserved for […]


11 January 2017
Category:
Uncategorized
Comments: Comments Off on 3 Ways to Get Better Interest Rates – By Boosting Your Credit Score

3 Ways to Get Better Interest Rates – By Boosting Your Credit Score

On an average given day, you probably don’t think about your credit score; however, when the need to borrow money arises, this three digit number suddenly becomes very important. Your credit score determines how high your interest rates will be, and ultimately, how much money a loan is going to cost you. A credit score […]


28 December 2016
Category:
Credit Education
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5 Steps to Improving Poor Credit

Everyone knows what a credit score is and why it is important to have an excellent one. The bad news is that most people struggle with achieving this goal. This particularly true for college students and recent college graduates. Why do young people struggle with developing a good credit score? Before you can begin to […]


18 December 2016
Category:
Credit Education
Comments: Comments Off on If You Need to Improve Your Credit Score Fast, Here’s How to Do It

If You Need to Improve Your Credit Score Fast, Here’s How to Do It

For many people, the magical number is 760. This is the credit score where you are most likely to receive the best interest rates on a line of credit or a mortgage. Even if you are looking to rent a home or apartment, as opposed to buying, it will be difficult to obtain decent housing […]


12 December 2016
Category:
Credit Education
Comments: Comments Off on If You Want Good Credit, Here Are 10 Steps You Need to Take

If You Want Good Credit, Here Are 10 Steps You Need to Take

Could you tell me what your credit score is right now without looking it up? If not, then we have a problem. The effects of your credit score are far reaching, and a low score can have a negative impact on your financial health. Most people know that their credit score affects their ability to […]


4 December 2016
Category:
Credit Education
Comments: Comments Off on Which Credit Score Do I Need to Check?

Which Credit Score Do I Need to Check?

Let’s be honest: when it comes to your credit score, there are only two numbers that matter: the three digit score itself and how much you have to fork over to access it. Simply put, the type of credit score you get doesn’t matter (e.g. Vantage or FICO), or where it comes from, so long […]


13 November 2016
Category:
Credit Education
Comments: Comments Off on How’s your driving? Ask FICO.

How’s your driving? Ask FICO.

Every US consumer who has used any form of credit knows the name FICO for the way it sizes up their worthiness as a borrower. The number they assign to a consumer’s credit has an incredible amount of power. This score determines your eligibility for a loan, home mortgage, or other types of credit. Those […]


10 November 2016
Category:
Credit Education
Comments: Comments Off on Diving deeper than your FICO score

Diving deeper than your FICO score

If you are among the millions of people applying for an auto loan this year, the first thing any lender is going to want to know about you is your credit score. It’s the magic number that determines who will lend to you and set the terms of the loan. As you probably know, your […]